Credit, criminal, eviction history, income verification, rental references — all in one report. AI ranks your applicants so you review the top three, not all thirty.
The applicant seemed great. Friendly, had a job, answered every question right. Signed the lease on a Saturday. By month three, rent stopped coming. By month five, it took a lawyer, a court date, and four more months to get them out. The property needed $8,000 in repairs. The whole thing cost more than a year's rent.
— A story every experienced landlord knows by heart
This isn't a rare outcome. It's what happens when a landlord screens a tenant on instinct, or runs an incomplete check because the process is too slow and painful. Vestorum makes thorough screening fast enough that you'll actually do it every time.
A good tenant report isn't a gut check. It's documented facts across five critical areas — delivered in minutes, not days.
Full credit report with score, payment history, open accounts, and derogatory marks. You'll see if they pay their bills — and how consistently.
Soft pull availableNational database search across federal, state, and county courts. Configured to comply with your local Fair Chance Housing ordinances automatically.
FCRA compliantPrior eviction filings — even ones that were dismissed or settled. This is the most predictive signal for future eviction risk, and it's often missed.
National searchApplicants upload pay stubs, bank statements, or connect payroll directly. Vestorum validates income-to-rent ratio meets your threshold (typically 3×).
3× rent ruleStructured outreach to prior landlords — not just a name and number. We ask the questions that surface payment history, property care, and why they left.
Structured surveyWhen you list a unit, applications come in. Some weeks, that's 25 applicants. Reviewing all of them — even just to reject — takes hours you don't have.
Vestorum's AI scores every applicant against your criteria — credit threshold, income ratio, eviction history, reference score — and surfaces the top candidates first. You make a faster decision, with more information, and more confidence.
The whole process runs online. Applicants go through a clean, professional flow. You see the results — not the legwork.
You share a listing link. Applicants complete the full application form — personal info, rental history, employment, income docs — all in one place. No PDFs, no back-and-forth email chains.
The moment they submit, background and credit checks kick off. Income is validated against their documents. References receive structured surveys. Most complete within minutes.
Full report for each applicant: credit, criminal, evictions, income ratio, reference responses, and AI score. You review, decide, and send an approval or denial notice — all from your dashboard.
Tenant screening is federally regulated. Mess it up and you're in Fair Housing violation territory. Vestorum builds the guardrails in so you don't have to think about it.
The Fair Credit Reporting Act has strict rules about what you can do with a consumer report and what disclosures are required. Vestorum handles the adverse action notices, required disclosures, and dispute process — automatically.
The system never surfaces protected class information as a scoring factor — race, color, national origin, religion, sex, familial status, disability. Your criteria apply uniformly to every applicant. Your decisions are defensible.
Start your free trial. Your first screening report is on us. Stop guessing — start with the facts.